Private Health Insurance

Most private health insurers provide rebates for osteopathy, although some offer better rebates than others. You should check that your hospital and extras cover meets your needs.

Osteopathy rebates are available under extras cover. There are different levels of protection depending on how much premium you want to pay and what services you might want. Some products give you flexibility about what extras services you want under an annual cap. Others categorise services at different levels depending on the type of cover you purchased.

Some things to consider when buying or reviewing your private health insurance cover:

  • Who needs cover - yourself, you and your partner, your family?

  • What cover do you want  (e.g., hospital, dental, allied health services)? You could choose hospital only, extras only (including osteopathy) or a combination of both.

  • What is covered? You may need to look carefully at what is included and excluded at each level of cover.

  • What are your specific needs? You may have an existing condition, or you might be planning a family, and you will need to consider these when choosing a policy. Your age may also be a factor.

Please note that your osteopath may charge a gap fee (i.e. the difference between the rebate the health insurer offers you and the total amount of the service). If you are not happy with the level of the rebate, then speak to your health insurer, as the osteopath has no control over the rebate the insurer gives you.

The following resources may help you to choose which private health insurance policy suits you best:

Osteopathy Australia Partners

We work with these complementary key organisations as an essential part
of providing high quality healthcare for Australians.

Associations Forum
AHPRA
MAC SA
NSW Workcover
VIVOBAREFOOT
Red Cross Australia
Victoria University
Pain Australia
HICAPS
Workcover WA
SA Worksafe
Kymdan
MAIB
SCU
OBA
TAS Workcover
QLD Worksafe
Health Workforce Australia
Better Pain Management
Member Advantage
VIC Worksafe
RMIT University
OIA
Insurance Commission of WA
AHPA
AOAC
MAIC QLD
Arthritis Australia
TAC VIC
ESSA
Sleepmaker
Worksafe ACT
FlexEze
Brooks Shoes
National Rural Health Alliance
NSW SIRA
NT Worksafe
Medicare
DVA
Guild Insurance
Physitrack
Wentworth Advantage